All the benefits available in Limoges
Each benefit has its own conditions. The key point: apply as soon as you sign the lease, since entitlements aren't backdated.
ALS is the most common benefit for private-market tenants in Limoges. It's paid by the Haute-Vienne CAF directly into your bank account (or to your landlord under a direct-payment arrangement).
The amount depends on your rent, your income (from two years ago) and your household. For a T2 or T3 in Begip's portfolio in Limoges, ALS can be worth between €50 and €200/month depending on your situation.
- Private-market tenant (not social housing)
- Subject to income limits (CAF scale)
- Apply at caf.fr as soon as you sign the lease
- Paid monthly, backdated to the month of application
APL applies mainly to approved (conventionné) social housing and to home-buyers. In the non-approved private market managed by Begip, it's usually ALS (or ALF for families) that applies rather than APL.
If you're already a tenant in an APL-approved home, you keep your entitlements when your situation changes. If in doubt, the Limoges CAF tells you which benefit applies to your lease.
- Mainly APL-approved homes
- Subject to income limits
- Apply at caf.fr
- Cannot be combined with ALS
The FSL is run by the Haute-Vienne department. It can fund the security deposit, the first month's rent, or help in the event of arrears. It's a safety net for households in financial difficulty when moving in.
FSL applications are made through a social worker (Limoges CCAS, a social worker, the CAF). Processing takes several weeks — plan ahead before moving in if you can.
- Very low-income households
- Can fund the security deposit
- Apply via a social worker or the Limoges CCAS
- Allow for processing time
Visale is a free rent guarantee provided by Action Logement. It replaces a personal guarantor (parent, relative) in your rental application. Begip accepts Visale as a guarantee for its properties in Limoges.
It covers up to 36 months of unpaid rent and charges. Especially useful if you don't have a guarantor in France (a foreign national, self-employed, on a fixed-term contract).
- Under 30 (no contract condition)
- Private-sector employee relocating (permanent, fixed-term, work-study)
- Apply at visale.fr before signing the lease
- Free for tenant and landlord
Mobili-Jeune is support of €10 to €100/month for young people under 30 on work-study contracts (apprenticeship or professional-training contract). It tops up ALS or APL and isn't subject to the same income conditions.
To qualify, your employer must contribute to Action Logement (private-sector companies with over 10 employees, excluding agriculture). Apply online at actionlogement.fr.
- Work-study students under 30
- Employer contributing to Action Logement
- Rent between €100 and €600 (excluding charges)
- Apply at actionlogement.fr
ALF is for households with dependent children, recently married couples or those with dependants (elderly or disabled people). It's managed by the CAF and cannot be combined with ALS or APL.
For a family renting a T3 or T4 in Limoges with Begip, ALF can be significant depending on the family quotient. The CAF automatically works out which benefit (ALS, APL or ALF) is the most favourable.
- Families with dependent children (CAF claimants)
- Couples married for less than 5 years
- Dependent relatives (older or younger)
- Apply at caf.fr — automatic assessment
The process in 4 steps
So you don't miss anything and receive your benefit from the very first month.
Sign your lease
As soon as you sign the rental contract with Begip, you have all the information you need: address, rent, landlord's name — essential for the benefit application.
Create your CAF account
Go to caf.fr and create your personal account (or log in if you're already a claimant). The relevant CAF for Limoges is the Haute-Vienne one.
Make the application
Enter the details of your home, your income (from two years ago), your family situation. The CAF automatically works out which benefit (ALS, APL, ALF) is most favourable for you.
Receive the benefit
Once processed, the benefit is paid monthly — either to you directly or to the landlord (direct payment). Begip accepts both arrangements.
Work out your benefit online
The CAF's calculator lets you estimate in a few minutes how much benefit you're entitled to, based on your rent, income and family situation.
Estimate my benefit at caf.frHousing benefit in Limoges — your questions
The most common questions about housing benefit in Limoges.